Software monetization infrastructure
Monetize your software.
Payments become access.
PayLayer handles USDT payments, authentication, subscriptions, and access control for apps, SaaS, APIs, MCP products, bots, memberships, and digital products. Customer payments go directly to the creator's wallet.
Built for creator software
The PayLayer system
Payment confirmed. Access updated.
PayLayer keeps payment, identity, subscription state, and entitlements connected so your application does not need separate billing and permission systems.
The result is intentionally simple for your product: ask whether the authenticated customer has the entitlement required for a feature.
The paid customer is a product state, not a billing puzzle.
Your app asks one question: can this authenticated customer access this resource?
AI Integration Kit
Integrate with your coding agent.
Generate product-specific PayLayer implementation guidance for Codex, Claude Code, Cursor, Windsurf, and similar coding agents.
TapeScope Professional
product_id: 38f43425…Direct settlement
Your money does not pass through PayLayer.
Customer payments go directly to your registered USDT wallet. PayLayer verifies the payment, updates access, and deducts its 1% fee from Platform Credit.
verifies payment
updates access
deducts 1% from Platform Credit
per successful payment
Simple pricing
One fee. No monthly plan.
Platform Credit pays PayLayer's 1% fee. Customer revenue still goes directly to your settlement wallet.
- No monthly subscription
- No setup fee
- 10 USDT minimum Platform Credit top-up
- Identity, subscriptions, entitlements, webhooks, and Proof Receipts included
Security and proof
Direct settlement. Protected wallet changes. Verifiable payment records.
Customer revenue goes to the creator's registered wallet.
New payout addresses are staged with a 24-hour security window.
Tamper-evident records document payment lifecycle events.
Applications verify sessions and entitlements without exposing API credentials.
Commerce, when you need it
Also running an online store?
Add USDT checkout without replacing your catalog, cart, inventory, or fulfillment.
Explore Store Checkout →checkout
payment
confirms
webhook
fulfills
FAQ
Before the first payment.
Clear answers for creators integrating PayLayer.
Does PayLayer replace my login system?
For new integrations, yes. Users authenticate through PayLayer, your app validates the PayLayer session, and protected features check entitlements instead of local subscription tables.
What is an entitlement?
An entitlement is a permission such as app.pro, course.access, discord.vip, or api.basic. Your app asks PayLayer whether the authenticated user has the entitlement required for a feature.
What if a customer sends the wrong amount?
Every checkout has an exact amount that identifies the payment. If an amount does not match, the payment is not auto-confirmed; it is flagged for reconciliation, so access or order status is never granted on a mismatched payment.
Which coins and networks do you support?
USDT on the Tron network (TRC-20). Customers can pay from an exchange or any compatible TRC-20 wallet.
Does PayLayer ever hold my money?
Not your customers' payments. Those go straight to your own registered USDT wallet on-chain. The exception is your prepaid Platform Credit, which funds PayLayer's 1% platform fee.
How does the 1% fee work?
You pre-fund Platform Credit with a 10 USDT minimum top-up, and each successful payment deducts 1% from it off-chain. Customer revenue still goes directly to your settlement wallet.
What happens if my Platform Credit runs out?
New checkouts stop being accepted. The balance also reserves fees for payments already in flight, and PayLayer sends a low-balance warning by email and webhook before the balance is depleted.
How long does changing my payout wallet take?
A new payout address is staged and takes effect 24 hours later. The delay gives the account owner time to notice and cancel an unauthorized change.
What are the minimum amounts?
The minimum Platform Credit top-up is 10 USDT, while the minimum price for a product is 1 USDT.
Do my customers need an account to pay?
For protected apps, users authenticate with PayLayer so access can be granted and renewed. For store checkout, the merchant can collect buyer email and order details through its existing flow.
Start with the product
Build the software. PayLayer handles the paid user.
PAYMENT → IDENTITY → SUBSCRIPTION → ENTITLEMENT → ACCESS
Start Building →