Accept USDT payments without custody. Use PayLayer for apps, bots, SaaS products, digital products, and online store checkout.
1% fee on revenue · No monthly charges · Credits activate in 60 seconds
Sell access, credits, subscriptions, or usage-based products. PayLayer confirms payment and activates access through API/webhooks.
Let customers pay with USDT from your existing checkout. Your store keeps catalog and fulfillment; PayLayer handles payment confirmation and proof receipts.
Three steps from signup to your first payment. No engineering team required.
Enter your app name, set your price, and get your API key instantly. No setup calls, no contracts.
pay-layer.com/signupCopy the generated prompt and paste it into Lovable, Bolt, or Cursor. The AI integrates PayLayer automatically.
Copy prompt → Paste into AI toolYour users pay with USDT TRC-20. Funds go directly to your wallet. Dashboard updates in real time.
Direct to your USDT walletSimple, transparent, fully on-chain. You always know exactly where your money is.
Your user sees a payment screen with a TRC-20 address, QR code, and the exact amount to send. They pay in USDT from any wallet or exchange — sending the exact amount shown is what matches their payment.
PayLayer watches for the transaction and waits for 20 confirmations (~60 seconds). No manual verification needed.
Once confirmed, your app instantly unlocks for the user. No manual intervention, no delays.
Payment goes directly to your registered USDT wallet. No intermediary, no holding. PayLayer deducts 1% from your prepaid credit balance off-chain.
Keep your existing website, cart, product catalog, inventory, and fulfillment. PayLayer adds USDT checkout, payment confirmation, order.paid webhooks, and Proof Receipts.
PayLayer records checkout created, payment address assigned, payment detected, confirmations checked, order marked paid, and webhook sent. Receipts are tamper-evident records of PayLayer-side payment events.
Built for creators who want to get paid, not learn payment infrastructure.
No geographic restrictions. Accept payments from any country. No bank account required to get started.
Payment confirmed means your app or store can react through API and webhooks. Fully automated, no manual payment checks.
See app revenue, store checkout records, confirmed volume, and credit balance from one dashboard.
Copy the integration prompt from your dashboard and paste into Lovable, Bolt, or Cursor. The AI does the rest.
Payments are matched to an exact on-chain amount and confirmed on the blockchain — no spoofed confirmations. API-key authentication on every request, with a full audit trail.
On-chain payments are final — no chargebacks, no friendly fraud. Every payment is verified on-chain before access unlocks, and payout wallets are screened against the OFAC sanctions list.
Fast, cheap, and stable. Tron network fees are minimal. Your users can pay from Binance, OKX, Trust Wallet, or any TRC-20 wallet.
Bot sends the payment address directly in chat. User pays from their exchange. Access unlocks automatically. No app store, no redirects, no friction.
Whether you're a developer, an AI-assisted creator, or running a crypto-native product.
Paste one prompt into your AI tool and PayLayer integration is done. No coding required.
Use API calls and webhooks to create checkout sessions, confirm payment, and update your own system.
Your users already have USDT. PayLayer lets you charge for access without any traditional payment processor.
Pay nothing until you earn. Then pay only 1%.
of revenue processed · no monthly fees
The things builders ask before their first payment.
Every checkout has an exact amount that identifies the payment — ask customers to send exactly that (most wallets and exchanges let them paste it). If an amount doesn't match, the payment isn't auto-confirmed; it's flagged for reconciliation, so access or order status is never granted on a mismatched payment and nothing is silently lost.
USDT on the Tron network (TRC-20). Fees are minimal, transfers settle in seconds, and your customers can pay from Binance, OKX, Trust Wallet, or any TRC-20 wallet.
Yes. Customer payments go straight to your own registered USDT wallet on-chain — PayLayer never holds or routes your customers' money. The only balance you pre-fund is a small credit pool the 1% fee is drawn from.
There isn't any. USDT is a stablecoin pegged roughly 1:1 to the US dollar, so a $20 payment arrives as about 20 USDT — no crypto price swings to manage.
No. On-chain payments are final, so you're not exposed to chargebacks or friendly fraud the way card processors are. Once a payment is confirmed, it's settled.
No monthly fees and no setup cost. You pre-fund a credit balance (10 USDT minimum), and each payment deducts 1% from it off-chain. Unused credit is refundable anytime.
After your customer sends, PayLayer waits for network confirmations — usually about a minute — then unlocks access automatically. No manual checking on your side.
No — they just send USDT, no account required. On your side, payout wallets are screened against the OFAC sanctions list before they're used.
Questions about PayLayer? We respond within 24 hours.
PayLayer integrates with any app — paste the integration prompt into your AI coding tool and payments are set up automatically.
Any tech stack — React, Next.js, vanilla JS, Python, Telegram bot frameworks